Do I need to buy accident insurance myself for a Henan group tour?

[Direct conclusion] Group tours include agency liability insurance; personal accident insurance is recommended as an add-on for fuller coverage. Key points to keep in mind: 1. Liability: Agency liability included Accident: Personal accident recommended Option: Add at booking Consult: Call We provide group tours, private customization, ground handling, car charter and airport transfer. 2. Call for consultation, quotes, booking and after-sales support; we sign formal contracts, issue proper receipts and offer full after-sales protection. 3. The above is for general reference and subject to the signed tour contract and departure notice. 4. Confirm the meeting time and place, bring all documents and allow enough time before departure. Note: Share dietary limits and mobility needs when booking, not on the departure day. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.