Who pays for extra travel insurance in Luoyang?

[Direct conclusion] 【Accident insurance is voluntary and paid by you; liability insurance is ours.】 We can buy accident cover for you with a clear separate premium. Key points to keep in mind: 1. Compare by included items, not just total price; we list every must-pay so there are no surprises. 2. We sign formal contracts and issue proper receipts with full after-sales support; call for consultation and booking. Note: Confirm the written quotation and the inclusions and exclusions before paying. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.