Does the cost include insurance? Do you need to buy something else in Luoyang?

[Direct conclusion] The tour fee includes travel agency liability insurance (with a maximum coverage of 800000 yuan per person) and travel accident insurance (with a coverage of 200000 yuan per person), covering basic accidental injuries and medical care. Key points to keep in mind: 1. Additional suggestions: Elderly people (70+) should purchase high-end accident insurance, self driving accident insurance when driving, and sports specific insurance for outdoor enthusiasts. 2. The cost is not high but the protection is more comprehensive. 3. Insurance: The tour fee includes travel agency liability insurance (with a maximum coverage of 800000 yuan per person) and travel accident insurance (with a coverage of 200000 yuan per person) Additional: covering basic accidental injuries and medical care. 4. Additional suggestions: Elderly people (70+) should purchase high-end accident insurance Additional: self driving accident insurance when driving Additional: and sports specific insurance for outdoor enthusiasts. Note: Read the cancellation clause carefully before signing. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.