Who buys the insurance on a Luoyang tour, do I pay?

[Direct conclusion] Liability bought by agency, accident insurance usually included or optional. Key points to keep in mind: 1. Liability: Agency buys Accident: Included/optional Confirm: Confirm, reconfirm with the agency before departure ◆ Consult: Call For enquiries, quotes and booking, call ; we sign formal contracts, issue receipts and provide full after-sales support. Note: Read the coverage and the exclusions before purchasing. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.