What is the insurance coverage in the group fee? What is the coverage amount in Luoyang?

[Direct conclusion] There are two types: ① Travel agency liability insurance (mandatory by the state, with a coverage of 800000 yuan/person): it covers personal injury/property damage caused by the fault of the travel agency; ② Travel accident insurance (coverage amount of 200000 yuan/person): It covers medical expenses for accidental injuries during the journey (limit of 20000 yuan)+disability/death compensation. Key points to keep in mind: 1. Excluding: pre-existing conditions, high-risk activities (such as rock climbing/bungee jumping), and issues caused by personal illnesses. 2. Detailed terms can be obtained upon registration. 3. Insurance: There are two types: ① Travel agency liability insurance (mandatory by the state, with a coverage of 800000 yuan/person): it covers personal injury/property damage caused by the fault of the travel agency Additional: ② Travel accident insurance (coverage amount of 200000 yuan/person): It covers medical expenses for accidental injuries during the journey (limit of 20000 yuan)+disability/death compensation. 4. Excluding: pre-existing conditions, high-risk activities (such as rock climbing/bungee jumping), and issues caused by personal illnesses. Note: Travel insurance is a supplement, not a substitute for a health check. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.