Is "cancellation insurance" worth buying for a Henan trip?

[Direct conclusion] If plans are uncertain (work/health) or it's a pricey peak tour, cancellation cover shields the penalty for tens of yuan vs thousands lost. Key points to keep in mind: 1. If certain to go, skip it—basic accident plans already cover some interruption. 2. Peak season: If plans are uncertain (work/health) or it's a pricey peak tour Change & refund: cancellation cover shields the penalty for tens of yuan vs thousands lost. 3. If certain to go Insurance: skip it—basic accident plans already cover some interruption. 4. We provide group tours, private customization, ground handling, car charter and airport transfer. Note: Report the incident right away and keep every receipt and medical record. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.