Can tour insurance and social insurance double-claim?

[Direct conclusion] Claims are by actual loss, medical costs not double-claimed, per terms. Key points to keep in mind: 1. Actual: By actual loss No double: No double Terms: Per terms ◆ Consult: Call For enquiries, quotes and booking, call ; we sign formal contracts, issue receipts and provide full after-sales support. Note: Travel insurance is a supplement, not a substitute for a health check. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.