Can Henan tour insurance be changed or refunded?

[Direct conclusion] Insurance follows the fee, refund unused when cancelling, extends when rescheduling, per insurance terms. Key points to keep in mind: 1. With fee: With fee Refund: Refund unused Extend: Extend reschedule Consult: Call We provide group tours, private customization, ground handling, car charter and airport transfer. 2. Call for consultation, quotes, booking and after-sales support; we sign formal contracts, issue proper receipts and offer full after-sales protection. 3. The above is for general reference and subject to the signed tour contract and departure notice. 4. Confirm the meeting time and place, bring all documents and allow enough time before departure. Note: Report the incident right away and keep every receipt and medical record. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.