Does Luoyang tour insurance reimburse outpatient costs?

[Direct conclusion] Some travel accident policies include outpatient medical coverage, reimbursing within the limit by ratio, and require medical records and invoices, per the policy terms. Key points to keep in mind: 1. Confirm whether your policy covers outpatient medical expenses. 2. Keep medical records, diagnosis and original invoices. 3. Report and submit materials promptly per the insurer . 4. Follow up the claim until payment arrives. Note: Read the coverage and the exclusions before purchasing. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.