What accident insurance limit is suitable for a Luoyang tour?

[Direct conclusion] A travel accident policy with 10,000-50,000 yuan medical and 100,000-500,000 yuan death and disability is a good start, adjustable by trip length and risk, with decent coverage for tens of yuan. Key points to keep in mind: 1. Learn the limit tiers and premiums. 2. Choose 10,000-50,000 medical and 100,000+ for death. 3. Raise limits for seniors, kids or risky activities. 4. Pick the right limit by budget. Note: Read the coverage and the exclusions before purchasing. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.