What risks does Luoyang tour insurance cover?

[Direct conclusion] Travel insurance generally covers accidental death and disability, accident medical, acute illness medical, lost luggage and flight delays, while agency liability covers operational liability, per the policy terms. Key points to keep in mind: 1. Check the coverage listed in the policy. 2. Confirm core medical and death coverage. 3. Learn add-ons like luggage and delay. 4. Add higher limits or riders by need. Note: Read the coverage and the exclusions before purchasing. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.