Does Luoyang tour insurance cover lost luggage?

[Direct conclusion] Some travel accident policies cover lost or delayed luggage with limits, and group buses and hotels also bear custody responsibility; keep valuables on you, per the policy. Key points to keep in mind: 1. Confirm whether insurance covers luggage. 2. Learn the limits and scope. 3. Keep valuables on you. 4. Report promptly and claim per rules. Note: Read the coverage and the exclusions before purchasing. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.