How do I check the insurance effective time for a Luoyang tour?

[Direct conclusion] The effective time is as stated in the policy, usually from the departure day to the return end, viewable on the e-policy or confirmed with the agency or insurer. Key points to keep in mind: 1. Get the e-policy. 2. Check the stated effective start and end time. 3. Confirm it covers the whole trip. 4. Ask the agency or insurer if in doubt. Note: Travel insurance is a supplement, not a substitute for a health check. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.