How is children's accident insurance calculated in Luoyang?

[Direct conclusion] 【Children can be added as 'additional insured' on a parent's policy or buy a separate child accident policy; sums are regulated (minor death cap, medical relatively loose). Key points to keep in mind: 1. Advise focusing 'accident medical + accident hospital' over death sum.】 Child buying points: Four actions: ◆ Add to adult cheapest: one policy covers family. 2. ◆ Value medical sum: child cuts/stitches/X-ray rely on it. 3. ◆ Include vaccines/foreign body: some child policies cover finer. 4. ◆ Info match: insured name/doc match household register. Note: Read the coverage and the exclusions before purchasing. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.