Q
What materials are needed for an insurance claim in Luoyang?
Insurance issues2026-09-03 98
A
[Direct conclusion] 【Core claim materials usually include: policy/e-policy number, ID, accident proof (police/scenic/hospital), medical bills and records, cost list, bank info; disability needs assessment, death needs death certificate.
Key points to keep in mind:
1. More complete = faster.
2. Photograph evidence at once and report to the insurer on the spot.】 Common list: Four speed tips: ◆ Evidence on site: photograph injury or property loss at once.
3. ◆ Get proof: hospital diagnosis, police/scenic accident note if possible.
4. ◆ Keep originals: bill originals needed for reimbursement.
Note: Read the coverage and the exclusions before purchasing.
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