Are e-policies and e-invoices valid for claims in Luoyang?

[Direct conclusion] E-policies and e-invoices have the same legal effect as paper; insurers verify by system policy number at claim, and e-invoices (including digitized medical bills) serve as reimbursement proof, but some older units still want paper — keep paper or printouts of important bills as backup.】 Validity table: Four tips: ◆ Save policy no.: reporting only needs the number. Key points to keep in mind: 1. ◆ Multi-backup: phone + email + cloud. 2. ◆ Print key bills: print important medical ones. 3. ◆ Ask your unit: if paper needed, print early. 4. E-documents are now industry norm. Note: Report the incident right away and keep every receipt and medical record. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.