Q
Can travelers over 70 still buy travel accident insurance in Luoyang?
Insurance issues2026-09-03 193
A
[Direct conclusion] 【Yes, but choose 'elder-specific / high-age-eligible' products.
Key points to keep in mind:
1. Standard accident caps entry age at 65–75; over 70 needs products that explicitly open age (some to 80 even 85), possibly surcharged or with lower death sum but higher medical; very old or severe-chronic can use 'elder accident' or special medical.
2. We can arrange elder-fit plans.】 Age vs product: Four tactics: ◆ Configure early: buy standard before age cap.
3. ◆ Pick elder version: opens age, high medical.
4. ◆ Truthful disclosure: hiding chronic hurts claims.
Note: Report the incident right away and keep every receipt and medical record.
Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.
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