Q
Is food poisoning during travel covered by insurance in Luoyang?
Insurance issues2026-09-03 151
A
[Direct conclusion] 【By liability: if from an agency-arranged restaurant, it's under 'agency liability insurance'; if you ate self-bought snacks or street food, it's 'personal accident/medical' (treated as sudden acute illness or accident), reimbursable with medical liability.
Key points to keep in mind:
1. Keep dining proof and diagnosis, and tell the tour leader at once for evidence help.】 Liability: Four actions: ◆ Keep dining proof: receipt / payment.
2. ◆ Timely care: diagnosis states symptoms.
3. ◆ Tell leader: assist evidence and claim.
4. ◆ See medical liability: personal policy with medical pays.
Note: Read the coverage and the exclusions before purchasing.
Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.
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