Q

Does losing an ID card affect insurance claims in Luoyang?

Insurance issues2026-09-03 208
A
[Direct conclusion] 【Generally it doesn't affect 'claim eligibility' but affects 'claim speed'. Key points to keep in mind: 1. Identity verification can use other valid IDs (passport, household register, temporary ID, driver license etc.); the key is proving 'the insured is you'. 2. Bring copies/electronic copies and remember the policy number (reporting only needs the number, not the original).】 Alternative IDs: Four actions: ◆ Remember policy no.: report not forced original. 3. ◆ Carry copy / e-copy: backup verify. 4. ◆ Get temporary proof: nearest police. Note: Report the incident right away and keep every receipt and medical record. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.
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