In Luoyang, accident during free-time—whose responsibility?

[Direct conclusion] 【Free time is your own arrangement—non-contracted, no our staff—usually self-responsible; but if our recommended spot had known hazard not disclosed, or agency booking was flawed, we bear corresponding duty. Key points to keep in mind: 1. Advise accident cover and know your limit during free time.】 Boundary: Practical tips: Three reminders: Free time skip undeveloped wild spots; self-risk, hard rescue. 2. Our recommended shops/spots are safety-vetted; still self-cover as needed. 3. Keep receipts for later insurance or rights. 4. Free ≠ no-duty blind zone, but boundary is clear: you lead, you main duty; we recommend/book, we duty. Note: Refunds follow the contract terms, so quote the contract number when you call. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.