Does travel insurance cover heatstroke or altitude sickness in Luoyang?

[Direct conclusion] 【Heatstroke is 'sudden acute illness'; travel plans with illness cover usually pay (ER cost reimbursable). Key points to keep in mind: 1. Altitude sickness barely applies in Henan (Luoyang's highest Laojun ~2200m, rare); but west plateau trips need separate 'altitude' clause check. 2. Read 'acute illness' and 'altitude' terms when buying.】 Coverage: , subject to the policy Practical tips: Three reminders: Chronic (hypertension/diabetes) onset is 'pre-existing' excluded; daily meds control. 3. Keep ER record and receipts for claim. 4. Our liability doesn't cover heatstroke medical; buy travel plan to supplement. Note: Travel insurance is a supplement, not a substitute for a health check. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.