What documents for a claim? How long to payout in Luoyang?

[Direct conclusion] 【Claim four-set: policy/e-proof, accident proof (hospital record / police receipt / scenic note), original cost receipts, ID and bank card. Key points to keep in mind: 1. Complete docs pay in 5–15 working days normally; complex by insurer.】 Doc list: Speed tips: Three reminders: Original receipts mandatory; photo won't do; keep safe. 2. Liability claim via our company is faster than personal. 3. Claim speed hinges on doc completeness. 4. We help organize, no running around. Note: Read the coverage and the exclusions before purchasing. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.