How to set up self-drive insurance? Same as group tour in Luoyang?

[Direct conclusion] 【Self-drive cover splits two: car (auto + seat insurance, your car's own) and person (drive accident / travel plan, adds medical and rescue). Key points to keep in mind: 1. Group tour includes our liability + addable accident; self-drive needs your own 'ride accident + medical transport' beyond auto—different liability body.】 Compare: Practical tips: Three reminders: Mixed plan (local charter + remote self-drive): both insurances needed. 2. Self-drive accident: report traffic and insurer first, then us. 3. Self-drive and group differ: group company backs; self-drive backs car and person doubly. 4. | Item | Group | Self-drive | |---|---|---| | Car/third | company auto | own auto | | Bodily accident | liability + add | drive accident | | Med transport | liability | travel plan | | Rescue | company coord | insurer/road | - Self-drive confirm auto 'seat/ride' limit enough. Note: Travel insurance is a supplement, not a substitute for a health check. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.