In Luoyang, for an elder with atrial fibrillation, must they declare it when buying travel accident insurance?

[Direct conclusion] Atrial fibrillation is cardiovascular; declare it honestly in the health form when buying accident/medical insurance—non-disclosure can void the claim. Key points to keep in mind: 1. Most travel plans still cover 'stable controlled chronic', but whether a related sudden event pays depends on exclusion clauses.】 Points: Note: pick 'acute-illness, no chronic-exclusion' products; bring daily meds; seek care and keep proof if unwell. 2. Honest disclosure is the premise of smooth claims. 3. | Item | Note | |---|---| | Health form | must note AF history | | Stable | mostly still covered | | Related sudden | per exclusion | | Daily meds | self-paid, not by insurance | ◆ Tip: elder with cardio history—call ; we pick disclosure-friendly, acute-illness plans. 4. We sign formal contracts and issue proper receipts with full after-sales support; call for consultation and booking. Note: Read the coverage and the exclusions before purchasing. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.