In Luoyang, tour paid by foreign card, how is the refund operated?

[Direct conclusion] 【Foreign-card refund goes back to the issuing bank; cross-border clearing may take 7–30 days and may incur small issuer fees or use the refund-day rate; we submit and give proof, arrival per issuer notice.】 Points: Cross-border refund is slow with rate swing; be patient. Key points to keep in mind: 1. | Item | Note | |---|---| | Path | back to foreign card | | Time | 7–30 days | | Fee | maybe small issuer | | Rate | at refund | ◆ Tip: keep payment and refund ID; if late, contact issuer; urgent cases may negotiate RMB account. 2. For foreign-card refund call for the cross-border proof. 3. We sign formal contracts and issue proper receipts with full after-sales support; call for consultation and booking. Note: Refunds follow the contract terms, so quote the contract number when you call. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.