How is flight-delay insurance triggered; do I report it myself in Luoyang?

[Direct conclusion] 【Travel insurance with flight-delay cover uses the carrier's delay proof and actual departure time; reaching the set duration (e.g. Key points to keep in mind: 1. 3/4h) pays automatically or after report; some products auto-claim, no running around.】 Trigger: Delay cover is mostly 'hit threshold then pay'; proof is key. 2. | Condition | Handle | |---|---| | Delay ≥ set | pay | | Airline proof | required | | Auto-claim | some products | ◆ Tip: get proof on delay (airline/airport); keep boarding pass and SMS; buy 'travel inconvenience' cover. 3. For delay affecting trip call to re-plan. 4. We sign formal contracts and issue proper receipts with full after-sales support; call for consultation and booking. Note: Read the coverage and the exclusions before purchasing. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.