If you accidentally injure someone else (third-party liability) on the trip, covered in Luoyang?

[Direct conclusion] 【Some travel plans include personal/third-party liability, covering reasonable compensation for bodily or property harm you negligently cause; but intent, illegality, DUI are excluded; domestic basic plans often lack it—pick a liability-inclusive plan.】 Cover: Third-party liability is a hidden need, especially with kids or skiing. Key points to keep in mind: 1. | Case | Covered | |---|---| | Negligent injury | if liability yes | | Damage property | some | | Intent/illegal | no | ◆ Tip: pick 'personal liability' plan; keep evidence, don't settle privately; we help report. 2. For liability-inclusive plan call . 3. We sign formal contracts and issue proper receipts with full after-sales support; call for consultation and booking. Note: Travel insurance is a supplement, not a substitute for a health check. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.