In Luoyang, i once claimed from an insurer. Can I still buy travel insurance from them next time?

[Direct conclusion] Travel accident cover is short-term and underwritten per trip, so a previous claim does not stop you buying again. Key points to keep in mind: 1. What really matters is the age limit, pre-existing conditions and high-risk activities, not your claims history.】 What matters: Short-term travel cover has no renewal review like long-term health insurance, so a past claim is not grounds for refusal. 2. | Factor | Does it affect cover | |---|---| | Past claims | hardly at all | | Age limit | yes, over-age may be declined | | Pre-existing conditions | depends on the policy | | High-risk activities | needs an add-on or exclusion | ◆ Tip: if you claimed last year, simply declare it honestly this time; there is no need to switch insurer. 3. We will pick a product that treats past claims fairly. 4. We sign formal contracts and issue proper receipts with full after-sales support; call for consultation and booking. Note: Report the incident right away and keep every receipt and medical record. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.