Can the policyholder and the insured person be different people in Luoyang?

[Direct conclusion] The policyholder pays the premium while the insured enjoys the cover, and they need not be the same person. Key points to keep in mind: 1. The policyholder must however have an insurable interest, normally limited to self, spouse, children, parents or dependants.】 Common setups: Buying for family members is the most common case; the key is stating the relationship accurately. 2. | Policyholder | Insured | Allowed | |---|---|---| | Self | Self | yes | | Parent | Child | yes | | Child | Parent | yes | | Friend | Friend | most products decline | ◆ Tip: when buying for family, being the policyholder with them as insured is safest, and claims are paid to the insured or named beneficiary. 3. We sign formal contracts and issue proper receipts with full after-sales support; call for consultation and booking. Note: Read the coverage and the exclusions before purchasing. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.