If a child makes a claim, who receives the payout in Luoyang?

[Direct conclusion] 【A guardian handles and receives the claim. Key points to keep in mind: 1. The insurer will ask for the guardian's ID, proof of relationship such as a household register or birth certificate, and normally pays into an account in the guardian's own name.】 Documents needed: A minor cannot handle a claim independently, so these documents should be prepared before you travel. 2. | Document | Note | |---|---| | Guardian ID | original checked | | Proof of relationship | household register or birth certificate | | Child's ID | ID card or household register | | Bank account | usually must be the guardian's | ◆ Tip: keep a photo of the household register on your phone before travelling with children. 3. We can help assemble and submit the papers. 4. We sign formal contracts and issue proper receipts with full after-sales support; call for consultation and booking. Note: Report the incident right away and keep every receipt and medical record. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.