How soon must I report an incident? Will a late report void my claim in Luoyang?

[Direct conclusion] 【Report within 24 to 48 hours. Key points to keep in mind: 1. A slight delay does not usually void the claim, but if the delay makes the cause or extent of the loss impossible to verify, the insurer may refuse the part it cannot confirm.】 Timing: Policies usually say you must notify promptly, and that word is the standard; the longer you wait, the weaker your position. 2. | Step | Recommended window | |---|---| | Incident report | within 24-48 hours | | Overseas rescue | immediately | | Claim documents | as soon as possible | | Claim limitation | usually two years | ◆ Tip: call the number on your policy first and send documents later; do not wait until you get home. 3. We send you the hotline in advance. 4. We sign formal contracts and issue proper receipts with full after-sales support; call for consultation and booking. Note: Travel insurance is a supplement, not a substitute for a health check. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.