Do I have to pay tax on an insurance payout in Luoyang?

[Direct conclusion] Benefits paid under personal insurance are exempt from individual income tax under current rules, so medical, disability and death payouts from travel cover are not taxed as personal income.】 Tax treatment: If anyone asks you to pay a fee or tax before releasing money, treat it as a scam. Key points to keep in mind: 1. | Benefit | Taxable | |---|---| | Accident medical reimbursement | no | | Disability benefit | no | | Death benefit | no | | Fixed flight delay payment | no | ◆ Tip: if money is deducted as tax, demand the basis in writing on the settlement note. 2. We help check the amount is correct. 3. We sign formal contracts and issue proper receipts with full after-sales support; call for consultation and booking. Note: Travel insurance is a supplement, not a substitute for a health check. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.