Can I transfer my policy to a travel companion or change the insured person in Luoyang?

[Direct conclusion] The insured person is central to the contract and insurable interest attaches to a specific individual, so cover cannot be transferred or renamed like a ticket. Key points to keep in mind: 1. Anyone who needs cover must take out their own policy.】 What can change: You can change beneficiaries and contact details, but not the insured. 2. | Item | Changeable | |---|---| | Insured person | no | | Beneficiary | usually yes | | Contact details | yes | | Cancel and rebuy | yes, refund per rules | ◆ Tip: everyone should be insured individually before departure, and never mix up details for children or elders. 3. We can add a person in minutes. 4. We sign formal contracts and issue proper receipts with full after-sales support; call for consultation and booking. Note: Report the incident right away and keep every receipt and medical record. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.