Is there a waiting period, and does same-day purchase take effect immediately in Luoyang?

[Direct conclusion] 【Most travel accident policies have no waiting period, but cover usually starts at a chosen date or at midnight the next day rather than the moment you buy. Key points to keep in mind: 1. Buying on the day you leave risks a gap in cover, so always check the start time.】 Start of cover: The stretch most often missed is the journey on departure day itself. 2. | Purchase | Typical start | |---|---| | Date specified | the date you choose | | Not specified | usually midnight next day | | Overseas rescue | some have a 24-hour wait | | Acute illness cover | a few have a waiting period | ◆ Tip: set the first day of your trip as the start date, and buy a day early so the outbound journey is covered. 3. We check the start time on every policy. 4. We sign formal contracts and issue proper receipts with full after-sales support; call for consultation and booking. Note: Report the incident right away and keep every receipt and medical record. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.