Are there rules on medication? Are self-paid or imported drugs covered in Luoyang?

[Direct conclusion] 【It depends on the wording. Key points to keep in mind: 1. Most travel policies pay for reasonable and necessary treatment and refer to local medical insurance or a drug list in the terms; drugs outside that list are covered by some products and excluded by others.】 Medication cover: One sentence at the doctor's office can save a great deal of trouble later. 2. | Category | Usual treatment | |---|---| | On the approved list | paid normally | | Off-list self-paid drugs | depends on wording | | Imported drugs | excluded by some | | Nutritional products | usually not covered | ◆ Tip: tell the doctor you have private cover and ask for reimbursable options; keep prescriptions and itemised bills. 3. We help check the wording. 4. We sign formal contracts and issue proper receipts with full after-sales support; call for consultation and booking. Note: Travel insurance is a supplement, not a substitute for a health check. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.