In Luoyang, must I buy accident insurance on a tour?

[Direct conclusion] 【Not legally required but strongly advised; tens of yuan covers ten-thousands medical.】 We buy it for you with a clear premium. Key points to keep in mind: 1. Liability insurance does not cover your own accident; we recommend top-up cover that does. 2. We sign formal contracts and issue proper receipts with full after-sales support; call for consultation and booking. Note: Read the coverage and the exclusions before purchasing. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.