Does a group tour include insurance in Luoyang?

[Direct conclusion] 【Regular groups include liability insurance; add accident cover, they complement; bundle at booking.】 We list included and not, no mix. Key points to keep in mind: 1. Liability covers agency fault, accident covers you. 2. How to act: after booking we match a plan to trip risk (altitude, cableway, water) and send coverage, excess and claim documents for your check, insure with clarity. 3. Note: screenshot the policy, emergency contact and insurer hotline; report before treatment and keep all original receipts for the claim, claims go smooth. 4. For further details or a tailored arrangement, call ; we provide one-to-one service from booking to follow-up, making your Henan trip safe and worry-free. Note: Read the coverage and the exclusions before purchasing. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.