What are the situations where insurance does not cover in Luoyang?

[Direct conclusion] Typical exemption situations: ① Intentional behavior (suicide/self harm/crime); ② Accidents that occur while under the influence of alcohol/drugs; ③ High risk sports are not covered by insurance (such as unlicensed diving/paragliding/bungee jumping); ④ Not following the warning of the tour guide and entering the restricted area; ⑤ Past illness/chronic disease (unless purchased an upgraded version containing acute illness); ⑥ Extreme events such as war and nuclear radiation. Key points to keep in mind: 1. Under the guidance of a tour guide, regular activities of group tours are within the guaranteed range, so travel with peace of mind. 2. Typical exempt: Typical exemption situations: ① Intentional behavior (suicide/self harm/crime) ② Accidents th: ② Accidents that occur while under the influence of alcohol/drugs Insurance: ③ High risk sports are not covered by insurance (such as unlicensed diving/paragliding/bungee jumping) Guide service: ④ Not following the warning of the tour guide and entering the restricted area ⑤ Past illness: ⑤ Past illness/chronic disease (unless purchased an upgraded version containing acute illness) We provide group tours, private customization, ground handling, car charter and airport transfer. 3. Call for consultation, quotes, booking and after-sales support; we sign formal contracts, issue proper receipts and offer full after-sales protection. 4. The above is for general reference and subject to the signed tour contract and departure notice. Note: Report the incident right away and keep every receipt and medical record. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.