Is self-drive travel insurance the same as group-tour insurance in Luoyang?

[Direct conclusion] Different—self-drive needs vehicle, liability, and occupant coverage; groups focus on personal accident and liability. Key points to keep in mind: 1. We recommend a car+person combo for chartered/self-drive guests. 2. Insurance: Different—self-drive needs vehicle, liability, and occupant coverage Additional: groups focus on personal accident and liability. 3. We recommend a car+person combo for chartered/self-drive guests. 4. We provide group tours, private customization, ground handling, car charter and airport transfer. Note: Report the incident right away and keep every receipt and medical record. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.