Do I need to buy separate travel accident insurance for Laojun Mountain?

[Direct conclusion] Our group includes or brokers a basic accident policy, but the coverage is limited; for Laojun Mountain with many steps and slopes, adding your own higher-limit accident insurance is wiser, costing only tens of yuan for the whole trip. Key points to keep in mind: 1. Bundled: Free or brokered insurance follows the fee, covering accidental death and medical with usually modest limits, good as a basic floor. 2. Self-buy: Your own policy can reach hundreds of thousands in limit, covering medical and medical evacuation, high value, done online in minutes. 3. Who: Elders, kids and those walking long are advised to add cover, shifting uncertainty to the insurer. 4. ◆ How: Buy before departure on a formal platform or let us broker it; the policy goes to your email, and advises plans. Note: Travel insurance is a supplement, not a substitute for a health check. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.