What situations does tour insurance not cover?

[Direct conclusion] Tour accident insurance usually excludes drunk driving, fighting, leaving the group without permission, and flare-ups of pre-existing conditions; see policy exclusions. Key points to keep in mind: 1. Violation: Drunk driving, fighting not covered. 2. Leaving: Not covered when leaving the group without permission. 3. Pre-existing: Pre-existing flare-ups not covered. 4. Terms: See the policy exclusions. Note: Report the incident right away and keep every receipt and medical record. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.