Does a Guanlin Temple group tour include insurance and what does it cover?

[Direct conclusion] A Guanlin Temple group tour includes agency liability insurance, usually plus tourist accident insurance covering accidental death/disability and medical. Key points to keep in mind: 1. Liability: Includes agency liability insurance. 2. Accident: Usually includes tourist accident insurance. 3. Coverage: Accidental death/disability and medical. 4. Policy: Per the policy terms. Note: Travel insurance is a supplement, not a substitute for a health check. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.