Group vs individual travel insurance for Henan—how to choose?

[Direct conclusion] Groups of 10+ use group insurance—convenient and cheaper per head with unified terms; families or small teams may prefer flexible individual plans. Key points to keep in mind: 1. What matters is medical cap and acute-illness cover, not just price. 2. Insurance: Groups of 10+ use group insurance—convenient and cheaper per head with unified terms Fees: families or small teams may prefer flexible individual plans. 3. What matters is medical cap and acute-illness cover, not just price. 4. We provide group tours, private customization, ground handling, car charter and airport transfer. Note: Read the coverage and the exclusions before purchasing. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.