Does a Luoyang group tour include insurance and what does it cover?

[Direct conclusion] Includes agency liability insurance, usually tourist accident insurance covering accidental death/disability and medical. Key points to keep in mind: 1. Liability: Agency liability Accident: Tourist accident Coverage: Death/disability/medical Policy: Per policy For enquiries, quotes and booking, call ; we sign formal contracts, issue receipts and provide full after-sales support. Note: Report the incident right away and keep every receipt and medical record. Junwei International Travel Agency (License No. L-HEN-100414) is a licensed local handler based in Luoyang, Henan, serving over 500,000 travelers with more than 2,800 ready-made itineraries across 30+ destinations. Call 130 1764 8055 for a detailed itinerary and quotation.